Tag Archives: mortgages

FHA to Change Allowable Seller Credit Amount?

FHA will propose to reduce the maximum allowable seller concession from its current level to one more in line with industry norms. Continue reading

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What Not To Do During Your Loan Processing

To some it’s obvious and to others it’s not, but the following items are critical during the loan process. Continue reading

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Standard Items Needed for Loan Approval

The following items are normally needed during the loan process. Continue reading

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How You File Taxes Matters

This video by Matt Steinmetz covers some details about how tax returns affect you qualifying for a mortgage loan. Continue reading

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HARP Update II

The updates I received re:HARP loans are both incouraging and discouraging! They’ll raise you up and bring you down! Who knew loans could be so dramatic, like a Hollywood picture show! Continue reading

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What will 2011 Bring?

I was recently attending an economic seminar and I wanted to share some of what I heard.

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Envoy Mortgage Opening in Danville

I am excited to announce that Envoy Mortgage is opening an location in Danville, CA.  I will be setting up the office this week.  AsI grew up in Danville, it will be nice to spend some time in the area.  … Continue reading

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Market Talk

Mortgage rates are still great and in the low 5′s for a conforming 30 year fixed. This assumes good credit and the ability to qualify. It truly is a great time to buy or refinance if you can. Continue reading

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New Tax Credit and Business 101

The Senate is pushing for a $15,000 tax credit for all homebuyers in lieu of the first time buyer credit currently in action. The new credit is planned to have no income restrictions. Out of the blue, 2-3 weeks ago … Continue reading

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