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Tag Archives: Envoy
20 Reasons for Title Insurance
http://teachingloans.com/post/16598399885/reason4titleinsurance This link will share the reasons. I get asked this occassionally and wanted to share. Matt Steinmetz
FHA to Change Allowable Seller Credit Amount?
FHA will propose to reduce the maximum allowable seller concession from its current level to one more in line with industry norms. Continue reading
Posted in Loan Programs
Tagged california, Concord ca, Contra Costa County, Envoy, envoy mortgage, fha, home loans, homeowners, HomePath, Lenders, loans, matt steinmetz, mortgage, mortgage bank, MOrtgage rates, mortgages, purchase, rates, walnut creek
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FHA Home Flipping Policy
In February, FHA extended the FHA property flipping waiver until December 31, 2011. As of now, this waiver has not been extended again and will expire on 12/31/11. Continue reading
Posted in Loan Programs, Regulations
Tagged ca, california, Concord ca, contra costa, Envoy, envoy mortgage, fha, foreclosures, home loans, homeowners, Lenders, loans, matt steinmetz, purchase, Short Sale, walnut creek
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The Importance of Credit
This video goes over the importance of establishing credit and having good credit and at least 3 tradelines (open credit sources). Continue reading
Posted in Video
Tagged ca, california, Concord ca, contra costa, Contra Costa County, Envoy, envoy mortgage, matt steinmetz, tax credit, walnut creek
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HARP Update II
The updates I received re:HARP loans are both incouraging and discouraging! They’ll raise you up and bring you down! Who knew loans could be so dramatic, like a Hollywood picture show! Continue reading
Posted in Loan Programs, Video
Tagged ca, california, concord, Concord ca, contra costa, Contra Costa County, Envoy, envoy mortgage, Fannie Mae, HARP, home loans, homeowners, Lenders, loans, matt steinmetz, mortgage, mortgages, refinance, walnut creek
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More Lenders Exiting in 2012 and Rates Getting Better
This video discusses the estimate from the Mortgage Bankers Association that the loan volume for 2012, industry wide will drop by 25%. This will force more lenders, individuals and companies, to leave the industry. The video also touches on where … Continue reading
Posted in Blogging, Video
Tagged ca, concord, contra costa, Contra Costa County, Envoy, loan, matt steinmetz, MBA, mortgage, purchase, refinance
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Final Rules Issued on Originator Compensation. Mortgage Industry Needs Some Simplification
The clarification needs clarifying, but this seems to be bad news for all. I saw one post saying “Welcome to my ice cream shop! Thanks to the government we have vanilla, vanilla, or vanilla.” That is hilarious and sadly becoming … Continue reading
