Tag Archives: concord

What Not To Do During Your Loan Processing

To some it’s obvious and to others it’s not, but the following items are critical during the loan process. Continue reading

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Standard Items Needed for Loan Approval

The following items are normally needed during the loan process. Continue reading

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Merry Christmas

This is me wishing everyone a Merry Christams and Happy Holidays with a bonus music track! Continue reading

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HARP Update II

The updates I received re:HARP loans are both incouraging and discouraging! They’ll raise you up and bring you down! Who knew loans could be so dramatic, like a Hollywood picture show! Continue reading

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Supports 21st Airlift Squadron

November 29, 2011 –Envoy Mortgage’s Vacaville, California office has initiated a office-wide volunteer charitable program to gather donations for members of the 21st Airlift Squadron from Travis Air Force Base. Continue reading

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FHA Loan Limits Increased! Again!

Congress to restore FHA loan limts to $729,750 Continue reading

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CCAR’s Big Event 2011

This is my 2nd Big Event and I find them informational. It is also a good chance to say hello and rub some elbows. This event was held at the Lesher Center for the Arts. Here’s what was said this year. Continue reading

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FBI Speaks at NAHREP Lunch

The FBI spoke today at the lunch event put on by NAHREP here in Concord, CA.  Here’s what they had to say: *If you lie in order to get something of value, you could be charged with mortgage fraud. *Mortgage … Continue reading

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HARP Updates- This May be Huge!

The refinance program for underwater borrowers has helped some but has also taken a lot of flack because of it’s limits. Well that may be no more!!!
Fannie Mae and Freddie Mac will be rolling out updated guidelines to allow borrowers to refinance regardless of how much they owe, their appraised value. Continue reading

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More Lenders Exiting in 2012 and Rates Getting Better

This video discusses the estimate from the Mortgage Bankers Association that the loan volume for 2012, industry wide will drop by 25%.  This will force more lenders, individuals and companies, to leave the industry.  The video also touches on where … Continue reading

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