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Category Archives: Regulations
A Little Fed and a lot of FHA
Well it looks like the date for the increase in up front mortgage insurance (UFMIP) is April 5th. Continue reading
Posted in Blogging, Loan Programs, Regulations
Tagged california, Concord ca, contra costa, envoy mortgage, fha, first time buyer, matt steinmetz, mortgage insurance
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FHA Making Changes
Currently when someone purchases a home using a FHA loan, they are required to pay an upfront mortgage insurance premium. Word on the street is that FHA will be increasing this premium up to 2.25% of the loan amount. Continue reading
Posted in Blogging, Loan Programs, Regulations
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Changes to the Good Faith Estimate
January 1st marks the start of a new year, new decade and among other things the start of a new good faith estimate. New laws require lenders to use the 2010 version of this form. Continue reading
Posted in Blogging, Regulations
Tagged california, Concord ca, contra costa, envoy mortgage, first time buyer, good faith estimate, matt steinmetz
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Tax Credit Signed by President
homebuyer tax credit extended Continue reading
Posted in Blogging, Regulations
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Homebuyer Tax Credit Extended!
Tax credit extended Continue reading
FHA changing to minimum 5% down?
HR3706- A new bill was proposed, which would change the FHA minimum down payment from 3.5% to 5%. This bill is backed by Fed Chairman Ben Bernanke. Let’s hope that doesn’t pass.
Posted in Blogging, Regulations
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HERA – Housing and Economic Recovery Act
On July 30th 2009 a new regulation published by the Federal Reserve Board will begin that will drastically change the process of obtaining a home loan. Continue reading
Posted in Regulations
Tagged california, Concord ca, envoy mortgage, HERA, home loans, loans, matt steinmetz, mortgage
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