Category Archives: Loan Programs

Energy Efficient Mortgage

Posted on April 21, 2012 by Matt Steinmetz

Here is a link to a presentation I gave at the Contra Costa Association of Realtors on Energy Efficient Mortgages Continue reading →

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House lost Value? Refinance Now!

Posted on March 18, 2012 by Matt Steinmetz

Watch Matt Steinmetz in his YouTube video about refinancing even if you owe more than your house is worth with Fannie Mae’s HARP. Continue reading →

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Mortgages for Foreign Nationals

Posted on March 15, 2012 by Matt Steinmetz

Matt Steinmetz talks about loans for foreign nationals. Foreign national loans are for people who are not U.S. citizens. Continue reading →

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Asset Depletion

Posted on March 13, 2012 by Matt Steinmetz

Matt Steinmetz talks about using asset accounts, that you may draw on, to help qualify for a mortgage. Continue reading →

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Non Warrantable Condos

Posted on March 11, 2012 by Matt Steinmetz

This video by Matt Steinmetz talks about obtaining a mortgage loan on a non warrantable condo. Continue reading →

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FHA to Change Allowable Seller Credit Amount?

Posted on January 25, 2012 by Matt Steinmetz

FHA will propose to reduce the maximum allowable seller concession from its current level to one more in line with industry norms. Continue reading →

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Government Hurts First Time Buyers

Posted on January 10, 2012 by Matt Steinmetz

The bill passed in Dec. 2011 that extended tax cuts had some hidden items, of course.  One of them was the g fee which is a fee for conventional loans that is of course passed on to the consumer.  Aside … Continue reading →

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Jumbo Loan Question

Posted on December 23, 2011 by Matt Steinmetz

I am not too well versed in the servicing and secondary side of the mortgage industry so perhaps there is someone among us who can explain to me why we can’t split a Jumbo loan to be serviced by say … Continue reading →

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FHA Flipping Update II

Posted on December 23, 2011 by Matt Steinmetz

FHA flipping waiver extended Continue reading →

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FHA Home Flipping Policy

Posted on December 22, 2011 by Matt Steinmetz

In February, FHA extended the FHA property flipping waiver until December 31, 2011. As of now, this waiver has not been extended again and will expire on 12/31/11. Continue reading →

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