Click the Image Below to Email Me Your Address for a Free Copy Watch these videos as you go through the booklet. What you need to know! If you are a first time home buyer or would like to learn more about the process, I can help. If you have owned a home before, but have not gone through the loan process in awhile and would like a refresher, I can help. Please click on the link to my blog above, you may like to read through my past blog posts to get a feel of what is currently happening in the mortgage industry. Today's buyers have many loan options and down payment options. Down payment assistance has made a come back and currently there are several sources to consider. Let us guide you through these options and ensure you are getting the loan best suited for you. If you have credit issues, don't discount yourself, let us take a peak and help you reach your goal of home ownership. Bankruptcies, Short Sales, and Foreclosures all have an impact, but we at Envoy Mortgage are able to help you buy again after only a few years in some cases. Call me for details as this is on a case by case basis. Your credit since the derogatory situation should be in good standing. Watch this presentation for some ideas on a few programs typically used by first time buyers. (Tip-click the play arrow below and then the "more" button and watch in full screen mode. When finished hit full screen mode again to minimize.) FTHB = First Time Home Buyer, but some programs can be used by all. DPA= Down Payment Assistance. Contact me for more details **Disclaimer: The comparison chart in the presentation for HomePath shows a seller credit and Buyer's Agent Bonus. These are current specials and may expire. Call me for to see if they are still offered when you are ready to buy. I am more than happy to meet with you and go through the homebuying process and answering any questions you may have. We have many talented realtors to introduce you to as well. Contact me today to find out more. Email me your address and I will send you a First Time Buyer's book to help you get familiar with the process.